Hadith 14

Translation                                                                                     
May God show mercy to a man who is kindly when he sells, when he buys, and when he demands his money back.

Teachings
(a)       The Prophet (saw) gives us a golden rule that we should behave kindly with the others in our financial dealings. Kindness in selling means that our profit should be reasonable. We should not take advantage of the problems of a buyer and we should not hide the faults of the goods.

In buying we should not be obstinate. If we are satisfied that the seller is taking reasonable profit, we should have the spirit of helping our Muslim brother. This is particularly applicable where we deal with the common shopkeepers. 
Most of the time, we show a harsh behaviour when we give some money on loan and when it is not paid on time, we lose our temper and do not care about some genuine problem of the borrower. We learn that we should be kind and soft in business dealings.


(b)       It was a common practice of Muslims to sell things on the minimum profit and they would tell the defects of their goods to the buyer. Muslims were very considerate in buying. When Ali (ra) got married to Fatima(ra), he had to sell his saddle. Companions bought it at a higher price in order to help him. In returning loans we should be careful about our promise and commitment. However if some one has a genuine problem and he is not able to return loan, we should never insult them and we should either extend time or if possible write off loan.  

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